TOST

$27.05

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 12.00% trendline growth.
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$20.36

With 20% Margin of Safety (MoS):

$16.29
-39.79% downside
Capital Efficiency
Average Quarterly ROIC
45.9%
Cost of Capital (estimated)8%
Value StatusCreating Value

The company is earning a higher return on invested capital than it costs to raise that capital — a sign of strong, efficient value creation.

Complete historical ROIC is available with
.
Fundamental Score
66
BullishWeighted across 6 signals
DCF Discount
39.8% premium to price
0
FCF Yield
4.2% trailing FCF yield
54
ROIC vs WACC
ROIC 45.9% vs WACC 8.0% (5.7x)
100
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
278.4% 5Y FCF CAGR (adjusted)
100
Strengths: ROIC vs WACC, Net Debt / FCF. Concerns: DCF Discount, Buybacks.
Narrative Score
49
Weak
Weighted across 6 recent drivers · Last 30 daysVs 6-Month Baseline: Below Avg (21th pct)
Trend: StableConfidence: 89%Updated: 3h ago
Sources: 44 (News 37 · Analyst 7)
Drivers
27 news sentiment-0.1
Earnings miss+0.0
8 regulatory scrutiny-0.0
Analyst downgrades-0.0
Earnings beat+0.0
2 analyst upgrades+0.0
Other Metrics
P/E58.0
Profit Margin4.7%
Owner Earnings$382.00m
One Dollar Premise0.00%
Debt/Equity0.53
Current Ratio2.48
PEG2.447
Free Cash Flow (in millions)
201920202021202220232024
-$111-$89$21-$123$177$664
How Intrinziq Estimates Fair Value

Intrinziq estimates Toast, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Toast, Inc.Technology

Toast, Inc. operates a cloud-based and digital technology platform for the restaurant industry in the United States and Ireland. The company offers Toast Point of Sale (POS), a hardware product; Toast Order & Pay, which allows guests to order and pay from their mobile devices; Toast Flex that is used for on-counter order and pay, as well as used as a server station, guest kiosk, kitchen display system, or order fulfillment station; Toast Go, a handheld POS device that enhances the table turn times through tableside ordering and payment acceptance; and Toast Tap, a card reader. It also provides kitchen display system software that connects the front of the house with the kitchen staff; multi-location management software, which allows customers to manage and standardize their operations and configure menus; xtraCHEF that provides back-office tools; and Toast Flex for Kitchen, a larger format mountable piece of hardware that can be used as a kitchen screen. In addition, the company offers Toast Online Ordering & Toast TakeOut app, a software-based platform that provides restaurants to take off-premises orders directly through their branded website; First-Party Delivery services for restaurants to manage a fleet of drivers, and customize delivery hours, zones, fees, and minimum ticket sizes; Toast Delivery Services, which enables restaurants to utilize a partner network of delivery drivers; and Toast Delivery Partners services. Further, it provides loyalty programs and gift cards; payroll and team management products; business owner policy insurance and restaurant-specific add-ons; payment processing solutions; loans advanced to restaurants; purchase financing; reporting and analytics solutions; Toast Partner Connect that allows customers to discover, select, and connect their restaurant to its partners; and bi-directional APIs. The company was incorporated in 2011 and is headquartered in Boston, Massachusetts.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.