Market Pulse50Neutral

Tian Ruixiang Holdings LtdOpportunity Rank #84(TIRX) Intrinsic Value & DCF Analysis (2026)

Current Price

$0.00

Last updated: Mar 24, 2026

Price vs Intrinsic Value

$0.00
Price
$38.34
Intrinsic Value
Undervalued by 1277900%MOS: $30.67

Fundamental Score

68/100
Bullish

Weighted across 6 signals

Narrative Score

52/100
Weak

No change vs previous

The intrinsic value of Tian Ruixiang Holdings Ltd (TIRX) is estimated at $38.34 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $0.00, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 13.77% long-term growth rate and a 10.00% discount rate (calculated: 0.01%), reflecting expected future free cash flow and cost of capital.

The intrinsic value of Tian Ruixiang Holdings Ltd (TIRX) is estimated at $38.34 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $0.00, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 13.77% long-term growth rate and a 10.00% discount rate (calculated: 0.01%), reflecting expected future free cash flow and cost of capital.

Valuation Details

$38.34
▲ 1277900.00% upside
20% margin of safety: $30.67
Years: 10Growth Rate: 13.77%
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Capital Efficiency

Average Quarterly ROIC
-10.44%
Cost of Capital (estimated)7%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.

Fundamental Details

68/100
BullishWeighted across 6 signals
DCF Discount
1277900.0% discount to price
100
FCF Yield
105740.1% trailing FCF yield
100
ROIC vs WACC
ROIC -10.4% vs WACC 7.0% (-1.5x)
0
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
31.4% 5Y FCF CAGR
100
Strengths: DCF Discount, FCF Yield. Concerns: ROIC vs WACC, Buybacks.

Narrative Details

52/100
Weak
Vs 6-Month Baseline:Low (4th pct)Weighted across 2 recent drivers
Trend: StableConfidence: 53%Updated: 2h ago
Sources: 18 (18 News)
Drivers(last 30 days)
15 news sentiment+0.2
3 regulatory scrutiny+0.0

Investment Coach

Updated 14h ago
BUYConfidence: 57%
Thesis
Tian Ruixiang Holdings Ltd is significantly undervalued with an estimated fair value nearly 995,000% above its current price, supported by strong fundamentals and an exceptionally high free cash flow yield. Despite trailing returns relative to its cost of capital, the company's constructive fundamentals and healthy cash flow growth suggest substantial upside potential.
Key Risk
The key risk is the company's negative return on invested capital significantly below its weighted average cost of capital, indicating potential value destruction.
Signals To Watch
  • Monitor whether valuation discount remains above 10%.
  • Track ROIC versus WACC spread for sustained improvement.
  • Follow narrative trend for meaningful shifts in the score direction.
Ask the Coach - Available with
Historical Growth Rates
Free Cash Flow- - -Trend CAGR: 14.19%5 Year CAGR (Adjusted): 22.01%

Free Cash Flow (in millions)

TTM20242023202220212020201920182017
$2$1$10$-$10$$0$1$1

How Intrinziq Estimates Fair Value

Intrinziq estimates Tian Ruixiang Holdings Ltd's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Tian Ruixiang Holdings LtdFinancial Services

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. The company distributes a range of insurance products, including property and casualty insurance, such as automobile insurance, commercial property insurance, liability insurance, and accidental insurance; and life insurance comprising individual and group life insurances. It serves individual or institutional customers. Tian Ruixiang Holdings Ltd was founded in 2010 and is headquartered in Beijing, China.