TIRX

$0.10

Public overview and default valuation.

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Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 7.38% trendline growth.
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$3.10

With 20% Margin of Safety (MoS):

$2.48
2380.00% upside
Capital Efficiency
Average Quarterly ROIC
-13.55%
Cost of Capital (estimated)7%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.
Fundamental Score
68
BullishWeighted across 6 signals
DCF Discount
2380.0% discount to price
100
FCF Yield
63.4% trailing FCF yield
100
ROIC vs WACC
ROIC -13.5% vs WACC 7.0% (-1.9x)
0
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
31.4% 5Y FCF CAGR
100
Strengths: DCF Discount, FCF Yield. Concerns: ROIC vs WACC, Buybacks.
Narrative Score
57
Weak
Weighted across 1 driver · Last 30 daysVs 6-Month Baseline: High (91th pct)
Trend: StableConfidence: 49%Updated: 2h ago
Sources: 10 (News 10)
Drivers
10 news sentiment+0.7
Other Metrics
P/E-2.7
Profit Margin-26.6%
Owner Earnings-$644.62k
One Dollar Premise0.00%
Debt/Equity0.25
Current Ratio7.48
PEG-0.038
Free Cash Flow (in millions)
20172018201920202021202220232024
$1$1$00$-$10$$1$2
How Intrinziq Estimates Fair Value

Intrinziq estimates Tian Ruixiang Holdings Ltd's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Tian Ruixiang Holdings LtdFinancial Services

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. The company distributes a range of insurance products, including property and casualty insurance, such as automobile insurance, commercial property insurance, liability insurance, and accidental insurance; and life insurance comprising individual and group life insurances. It serves individual or institutional customers. Tian Ruixiang Holdings Ltd was founded in 2010 and is headquartered in Beijing, China.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.