PAYC

$131.59

Public overview and default valuation.

Log in to track this stock.

Valuation Details
Default assumptions: 10Y forecast, 9% market return, 2.5% terminal growth, 12.70% trendline growth.
Want to create your own valuation? Create a free account.
$581.68

With 20% Margin of Safety (MoS):

$465.34
253.63% upside
Capital Efficiency
Average Quarterly ROIC
9.1%
Cost of Capital (estimated)10%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.
Fundamental Score
79
BullishWeighted across 6 signals
DCF Discount
253.6% discount to price
100
FCF Yield
12.0% trailing FCF yield
100
ROIC vs WACC
ROIC 9.1% vs WACC 10.0% (0.9x)
45
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
22.9% 5Y FCF CAGR
100
Strengths: DCF Discount, FCF Yield. Concerns: Buybacks.
Narrative Score
54
Weak
Weighted across 3 recent drivers · Last 30 daysVs 6-Month Baseline: High (91th pct)
Trend: StableConfidence: 76%Updated: 3h ago
Sources: 29 (News 24 · Analyst 5)
Drivers
17 news sentiment+0.6
7 regulatory scrutiny-0.2
5 analyst reiterations0.0
Other Metrics
P/E16.3
Profit Margin22.6%
Owner Earnings$868.59m
One Dollar Premise19.00%
Debt/Equity1.75
Current Ratio1.19
PEG1.831
Free Cash Flow (in millions)
20112012201320142015201620172018201920202021202220232024
$24$17$34$37$60$143$190$245$317$321$446$502$682$890
How Intrinziq Estimates Fair Value

Intrinziq estimates Paycom Software, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Paycom Software, Inc.Technology

Paycom Software, Inc. provides cloud-based human capital management (HCM) solution delivered as software-as-a-service for small to mid-sized companies in the United States. It offers functionality and data analytics that businesses need to manage the employment life cycle from recruitment to retirement. The company's HCM solution provides a suite of applications in the areas of talent acquisition, including applicant tracking, candidate tracker, background checks, on-boarding, e-verify, and tax credit services; and time and labor management, such as time and attendance, scheduling/schedule exchange, time-off requests, labor allocation, labor management reports/push reporting, and geofencing/geotracking, and Microfence, a proprietary Bluetooth. Its HCM solution also offers payroll applications comprising better employee transaction interface, payroll and tax management, Paycom pay, expense management, mileage tracker/fixed and variable rates, garnishment management, and GL concierge applications; and talent management applications that include employee self-service, compensation budgeting, performance management, position management, and Paycom learning and content subscriptions, as well as my analytics, which offer employment predictor reporting. In addition, its HCM solution provides manager on-the-go that gives supervisors and managers the ability to perform a variety of tasks, such as approving time-off requests and expense reimbursements; direct data exchange; ask here, a tool for direct line of communication to ask work-related questions; document and checklist; government and compliance; benefits administration/benefits to carrier; COBRA administration; personnel action and performance discussion forms; surveys; and affordable care act applications, as well as Clue, which securely collect, track, and manage the vaccination and testing data of the workforce. Paycom Software, Inc. was founded in 1998 and is headquartered in Oklahoma City, Oklahoma.

Last updated: Feb 06, 2026
Data sources: Financial Modeling Prep
This valuation is based on assumptions and publicly available data. It is not financial advice or a recommendation to buy or sell any security. Always do your own research before making investment decisions.