Mastercard IncorporatedOpportunity Rank #156(MA) Intrinsic Value & DCF Analysis (2026)
Current Price
$484.09
Last updated: Jun 23, 2026
Price vs Intrinsic Value
Fundamental Score
Weighted across 6 signals
Narrative Score
No change vs previous
Trend Score
As of 2026-06-22
The intrinsic value of Mastercard Incorporated (MA) is estimated at $485.87 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $484.09, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 6.61% long-term growth rate and an 8.00% discount rate (calculated: 7.99%), reflecting expected future free cash flow and cost of capital.
The intrinsic value of Mastercard Incorporated (MA) is estimated at $485.87 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $484.09, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 6.61% long-term growth rate and an 8.00% discount rate (calculated: 7.99%), reflecting expected future free cash flow and cost of capital.Valuation Details
Capital Efficiency
The company is earning a higher return on invested capital than it costs to raise that capital — a sign of strong, efficient value creation.
Fundamental Details
Narrative Details
Trend Details
Investment Coach
- Price moves to at least a mid-teens discount to fair value.
- ROIC remains above the cost of capital in upcoming quarters.
- Narrative score trend shows meaningful shifts, especially improvements or further deterioration.
Free Cash Flow (in millions)
How Intrinziq Estimates Fair Value
Intrinziq estimates Mastercard Incorporated's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.
Mastercard IncorporatedFinancial Services
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.