Lemonade, Inc.Opportunity Rank #298(LMND) Intrinsic Value & DCF Analysis (2026)
Current Price
$57.51
Last updated: Jun 23, 2026
Price vs Intrinsic Value
Fundamental Score
Weighted across 6 signals
Narrative Score
No change vs previous
Trend Score
As of 2026-06-22
The intrinsic value of Lemonade, Inc. (LMND) is estimated at $18.23 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $57.51, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 14.39% long-term growth rate and an 11.10% discount rate, reflecting expected future free cash flow and cost of capital.
The intrinsic value of Lemonade, Inc. (LMND) is estimated at $18.23 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $57.51, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 14.39% long-term growth rate and an 11.10% discount rate, reflecting expected future free cash flow and cost of capital.Valuation Details
Capital Efficiency
The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.
Fundamental Details
Narrative Details
Trend Details
Investment Coach
- Price moving to at least a mid-teens discount to fair value
- Improvement in ROIC versus WACC spread
- Meaningful positive shifts in the narrative score direction
Free Cash Flow (in millions)
How Intrinziq Estimates Fair Value
Intrinziq estimates Lemonade, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.
Lemonade, Inc.Financial Services
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.