Market Pulse50Neutral

Intuit Inc.Opportunity Rank #156(INTU) Intrinsic Value & DCF Analysis (2026)

Sector: Technology

Current Price

$457.02

Last updated: Mar 24, 2026

Price vs Intrinsic Value

$457.02
Price
$424.95
Intrinsic Value
Overvalued by 7%MOS: $339.96

Fundamental Score

63/100
Neutral

Weighted across 6 signals

Narrative Score

81/100
Strong

No change vs previous

The intrinsic value of Intuit Inc. (INTU) is estimated at $424.95 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $457.02, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 6.03% long-term growth rate and a 9.65% discount rate, reflecting expected future free cash flow and cost of capital.

The intrinsic value of Intuit Inc. (INTU) is estimated at $424.95 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $457.02, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a 6.03% long-term growth rate and a 9.65% discount rate, reflecting expected future free cash flow and cost of capital.

Valuation Details

$424.95
-7.02% downside
20% margin of safety: $339.96
Years: 10Growth Rate: 6.03%
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Capital Efficiency

Average Quarterly ROIC
5.44%
Cost of Capital (estimated)9%
Value StatusUnderperforming Capital

The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.

Complete historical ROIC is available with
.

Fundamental Details

63/100
NeutralWeighted across 6 signals
DCF Discount
7.0% premium to price
38
FCF Yield
5.6% trailing FCF yield
90
ROIC vs WACC
ROIC 5.4% vs WACC 9.0% (0.6x)
30
Net Debt / FCF
0.5x net debt to FCF
89
Buybacks
Share count flat
50
FCF CAGR (5Y)
22.8% 5Y FCF CAGR
100
Strengths: FCF Yield, Net Debt / FCF. Concerns: DCF Discount, ROIC vs WACC.

Narrative Details

81/100
Strong
Vs 6-Month Baseline:High (91st pct)Weighted across 6 recent drivers
Trend: StableConfidence: 91%Updated: 1h ago
Sources: 178 (166 News · 12 Analyst)
Drivers(last 30 days)
38 regulatory scrutiny+2.0
123 news sentiment+1.8
Analyst upgrades+0.1
Layoffs-0.1
Downgrade headlines-0.0
2 upgrade headlines+0.0

Investment Coach

Updated 18h ago
WATCHConfidence: 45%
Thesis
Intuit Inc. presents a mixed investment case with a strong narrative score and healthy free cash flow yield, but its returns currently trail the estimated cost of capital. The fundamentals are constructive, suggesting potential value if operational efficiency improves.
Key Risk
The key risk is that Intuit's return on invested capital remains below its weighted average cost of capital, indicating potential value destruction.
Signals To Watch
  • Price moving to at least a mid-teens discount to fair value
  • Sustained improvement in ROIC versus WACC spread
  • Meaningful shifts in the narrative score direction
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Historical Growth Rates
Free Cash Flow- - -Trend CAGR: 6.03%5 Year CAGR: 16.13%

Free Cash Flow (in millions)

TTM20252024202320222021202020192018201720162015201420132012201120102009200820072006
$7,127$6,331$5,134$5,306$4,118$3,375$2,551$2,479$2,236$1,829$1,923$1,765$1,663$1,575$1,442$1,241$1,128$995$1,136$880$692

How Intrinziq Estimates Fair Value

Intrinziq estimates Intuit Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Intuit Inc.Technology

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment provides QuickBooks online services and desktop software solutions comprising QuickBooks Online Advanced, a cloud-based solution; QuickBooks Enterprise, a hosted solution; QuickBooks Self-Employed solution; QuickBooks Commerce, a solution for product-based businesses; QuickBooks Online Accountant and QuickBooks Accountant Desktop Plus solutions; and payroll solutions, such as online payroll processing, direct deposit of employee paychecks, payroll reports, electronic payment of federal and state payroll taxes, and electronic filing of federal and state payroll tax forms. This segment also offers payment-processing solutions, including credit and debit cards, Apple Pay, and ACH payment services; QuickBooks Cash business bank account; and financial supplies and financing for small businesses. The Consumer segment provides TurboTax income tax preparation products and services; and personal finance. The Credit Karma segment offers consumers with a personal finance platform that provides personalized recommendations of home, auto, and personal loans, as well as credit cards and insurance products. The ProConnect segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online tax products, electronic tax filing service, and bank products and related services. It sells products and services through various sales and distribution channels, including multi-channel shop-and-buy experiences, websites and call centers, mobile application stores, and retail and other channels. The company was founded in 1983 and is headquartered in Mountain View, California.