Market Pulse44Neutral

Figma, Inc.Opportunity Rank #288(FIG) Intrinsic Value & DCF Analysis (2026)

Sector: Technology

Current Price

$23.95

Last updated: Jul 20, 2026

Price vs Intrinsic Value

$23.95
Price
$3.52
Intrinsic Value
Overvalued by 85%MOS: $2.82

Fundamental Score

26/100
Bearish

Weighted across 6 signals

Narrative Score

56/100
Improving

No change vs previous

Trend Score

50/100
Neutral

As of 2026-07-17

The intrinsic value of Figma, Inc. (FIG) is estimated at $3.52 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $23.95, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a -45.93% long-term growth rate and a 10.25% discount rate, reflecting expected future free cash flow and cost of capital.

The intrinsic value of Figma, Inc. (FIG) is estimated at $3.52 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $23.95, the stock appears overvalued relative to its projected cash flow fundamentals. This estimate assumes a -45.93% long-term growth rate and a 10.25% discount rate, reflecting expected future free cash flow and cost of capital.

Valuation Details

$3.52
-85.30% downside
20% margin of safety: $2.82
Years: 10Growth Rate: -45.93%
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Fundamental Details

26/100
BearishWeighted across 6 signals
DCF Discount
85.3% premium to price
0
FCF Yield
2.3% trailing FCF yield
7
ROIC vs WACC
ROIC vs WACC unavailable
50
Net Debt / FCF
Net cash position
100
Buybacks
Share count growing
30
FCF CAGR (5Y)
0.0% 5Y FCF CAGR
0
Strengths: Net Debt / FCF. Concerns: DCF Discount, FCF Yield.

Narrative Details

56/100
Improving
Vs 6-Month Baseline:Average (57th pct)Weighted across 6 recent drivers
Trend: StableConfidence: 89%Updated: 2d ago
Sources: 52 (45 News · 7 Analyst)
Drivers(last 30 days)
39 news sentiment+0.4
3 regulatory scrutiny+0.2
Margin pressure+0.1
Earnings beat-0.0
Upgrade headlines+0.0
7 analyst reiterations0.0

Trend Details

50/100
NeutralAs of 2026-07-17242 daily bars used
Trend score unavailable for this ticker right now.

Investment Coach

Updating... 38d ago
AVOIDConfidence: 80%
Thesis
Figma, Inc. is significantly overvalued with its current price trading approximately 84% above the estimated fair value, supported by weak fundamentals and returns that do not cover its cost of capital. Despite a net cash balance sheet, the company’s financial performance and growth prospects remain bearish and unattractive for investment.
Key Risk
The primary risk is that the company fails to improve its return on invested capital relative to its weighted average cost of capital, perpetuating value destruction.
Signals To Watch
  • Price moves to at least a mid-teens discount to fair value.
  • Sustained improvement in ROIC versus WACC spread.
  • Meaningful positive shifts in the company’s narrative score and fundamentals.
Ask the Coach - Available with
Historical Growth Rates
Free Cash Flow- - -Trend CAGR: -45.93%

Free Cash Flow (in millions)

TTM202520242023
$264$255-$54$1,054

How Intrinziq Estimates Fair Value

Intrinziq estimates Figma, Inc.'s intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.

Figma, Inc.Technology

Figma, Inc. develops and sells a collaborative, browser-based platform for designing, prototyping, building digital experiences, and subscriptions for access to its platform. The company offers Figma Design, a collaborative design tool for teams that explore ideas and gather feedback, build realistic prototypes, and streamline product development with design systems; Dev Mode to inspect designs and translate them into code without changing the design file; FigJam to define ideas, align decisions, and move work forward—all in one place; and Figma Slides, a presentation tool built for designers and their teams. It also provides Figma Draw to create expressive designs with illustration tools; Figma Buzz, which publishes brand templates to create social media assets, display ads, one-pagers, and others; Figma Sites to design, prototype, and publish; Payload CMS is an open-source, headless content management system and application framework acquired by Figma; Figma Make, an AI tool to design and prompt way to a functional prototype; Figma Weave for AI-powered media generation and editing. The company was incorporated in 2012 and is headquartered in San Francisco, California.

Figma, Inc. (FIG) Intrinsic Value & DCF (2026) | Intrinziq