American Express CompanyOpportunity Rank #37(AXP) Intrinsic Value & DCF Analysis (2026)
Current Price
$301.91
Last updated: Mar 24, 2026
Price vs Intrinsic Value
Fundamental Score
Weighted across 6 signals
Narrative Score
No change vs previous
The intrinsic value of American Express Company (AXP) is estimated at $379.42 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $301.91, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 3.47% long-term growth rate and a 10.52% discount rate, reflecting expected future free cash flow and cost of capital.
The intrinsic value of American Express Company (AXP) is estimated at $379.42 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $301.91, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 3.47% long-term growth rate and a 10.52% discount rate, reflecting expected future free cash flow and cost of capital.Valuation Details
Capital Efficiency
The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.
Fundamental Details
Narrative Details
Investment Coach
- Monitor whether valuation discount remains above 10%.
- Track ROIC vs WACC spread for sustained improvement.
- Follow narrative trend for meaningful shifts in the score direction.
Free Cash Flow (in millions)
How Intrinziq Estimates Fair Value
Intrinziq estimates American Express Company's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.
American Express CompanyFinancial Services
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.