The Allstate CorporationOpportunity Rank #7(ALL) Intrinsic Value & DCF Analysis (2026)
Current Price
$216.40
Last updated: Apr 29, 2026
Price vs Intrinsic Value
Fundamental Score
Weighted across 6 signals
Narrative Score
+5 vs previous
Trend Score
As of 2026-04-28
The intrinsic value of The Allstate Corporation (ALL) is estimated at $665.15 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $216.40, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 3.30% long-term growth rate and an 8.50% discount rate (calculated: 7.45%), reflecting expected future free cash flow and cost of capital.
The intrinsic value of The Allstate Corporation (ALL) is estimated at $665.15 per share based on a 10-year discounted cash flow (DCF) analysis. At the current price of $216.40, the stock appears undervalued relative to its projected cash flow fundamentals. This estimate assumes a 3.30% long-term growth rate and an 8.50% discount rate (calculated: 7.45%), reflecting expected future free cash flow and cost of capital.Valuation Details
Capital Efficiency
The company is earning below its required return. This may indicate inefficient use of capital or excess cash that isn't being reinvested.
Fundamental Details
Narrative Details
Trend Details
Investment Coach
- Monitor whether valuation discount remains above 10%.
- Track ROIC vs WACC spread for sustained improvement.
- Follow narrative trend for meaningful shifts in the score direction.
Free Cash Flow (in millions)
How Intrinziq Estimates Fair Value
Intrinziq estimates The Allstate Corporation's intrinsic value using a discounted cash flow (DCF) model based on free cash flow trends and a market-based discount rate. The model projects future cash flows over ten years and discounts them using a market return assumption to estimate fair value.
The Allstate CorporationFinancial Services
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal lines products, such as renter, condominium, landlord, boat, umbrella, and manufactured home and stand-alone scheduled personal property; and commercial lines products under the Allstate and Encompass brand names. The Protection Services segment provides consumer product protection plans and related technical support for mobile phones, consumer electronics, furniture, and appliances; finance and insurance products, including vehicle service contracts, guaranteed asset protection waivers, road hazard tire and wheel, and paint and fabric protection; roadside assistance; device and mobile data collection services; data and analytic solutions using automotive telematics information; and identity protection services. This segment offers its products under various brands including Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits provides life, accident, critical illness, short-term disability, and other health insurance products. The Run-off Property-Liability offers property and casualty insurance. It sells its products through call centers, agencies, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as through online and mobile applications. The Allstate Corporation was founded in 1931 and is based in Northbrook, Illinois.